Need an appraisal in Plano or Collin County?

Check out the top seven reasons Texas homeowners use Garrison Appraisal Service:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Collin County's assessment of your property value
Remove PMI to lower your mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Collin county or Texas by determining the true market value of the real estate in question


	Need help deciding the value of your house in or near Plano, Texas? Contact Garrison Appraisal Service.

We at Garrison Appraisal Service understand the special needs of a homeowner seeking appraisal services. Our regular business clients understand the appraisal process and the standard documents we provide. As our valued client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Garrison Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if you live in a local area that's declining or not appreciating as much as other properties nearby. This only means you are probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Garrison Appraisal Service is your #1 weapon.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Garrison Appraisal Service is seasoned in helping homeowners just like you do away with unnecessary PMI insurance.

Recently got a freeze to your HELOC?

If your property is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. An appraisal from Garrison Appraisal Service can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Garrison Appraisal Service offers field reviews where we go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.